Insurance Solutions
Commercial Underwriters Risk Management, Inc. ......

The right fit for your Condominium Association!
Home of the Condominium Association Insurance Specialists
Copyright © 2008 - Commercial Underwriters Risk Management, Inc. - All Rights Reserved
CURM offers an insurance program thru some of the elite "A+"
rated national and regional carriers that provide the right
coverages tailored for your Condominium Association specific
needs, regardless of the size and location. In addition to the
standard property and liability coverage, CURM offers:

  • Directors & Officers Liability Coverage
  • Employee Dishonesty Coverage
  • Equipment Breakdown Coverage
  • Commercial Umbrella Liability Policies
  • Commercial Automobile Policies
  • Workers Compensation Policies

Enhancements Included and Optional Coverages:

  • Replacement Cost Coverage included for buildings and
    business personal property with no coinsurance.
  • No separate deductible requirement for ice damming
    losses.
  • Business Income and Extra Expense Coverage included
    on a Actual Loss Sustained basis for up to 12
    consecutive months from the date of loss.
  • Ordinance or Law Coverage included.
  • Employee Dishonesty Coverage has the option to cover
    volunteers and property managers.
  • Mold, Fungus, and Bacteria Coverage included.
  • Back-up of Sewers and Drains Coverage included.
  • General Liability Limits up to $2 million per occurrence /
    $4 million per aggregate.
  • Directors & Officers Liability Coverage includes loss for
    non-monetary decisions by the Board of Directors.

Value Added Benefits offered by CURM:

  • 24 hour turn around on quotations provided we are
    supplied with the necessary information.
  • Comprehensive risk management consultation of current
    risk exposures. Development and implementation of a
    risk management plan for future risk exposures.
  • Close working relationship with your Property
    Management Firm.
  • Certificates of Insurance can be requested electronically
    via this website. Request will be completed and delivered
    on a same day service basis.
  • Educational sessions for board members and residents
    to educate them on the insurance and risk management
    solutions that have been developed and implemented.
  • Contact information will be provided to all board
    members and residents for issues as they arise.
For your no-obligation quotation call us toll-free at:
(800)856-8701
or click below
Condominium Association Quote Request
This website does not amend, or otherwise affect,
the provisions or coverages of any insurance policy
which is the subject of this website.  It is not a
representation that coverage does or does not exist
for any particular claim or loss under any such policy.
Coverage depends on the facts and circumstances
involved in the claim or loss, all applicable policy
provisions, and any applicable law.  Availability of
coverage referenced in this website can depend on
underwriting qualifications and state regulations.
Community & Professional Memberships

  • Michigan Chapter of the
    Community Associations Institute
  • Dearborn Chamber of Commerce
  • Canton Chamber of Commerce
  • Southern Wayne County Chamber
    of Commerce
  • Downriver and Detroit Business
    Association
  • Detroit Economic Club
  • Fusion Detroit
22720 Michigan Avenue, Suite 210
Dearborn, MI 48124

Toll Free: (800)856-8701
Local: (313)278-3800
Fax: (313)278-8467
Email